Government Resources

The Canada Pension Plan (CPP) children’s benefits provide monthly payments to the dependent children of disabled or deceased CPP contributors. There are two types:

• Disabled contributor’s child’s benefit — a monthly payment for a child of a person receiving a CPP disability benefit or post-retirement disability benefit.
• Surviving child’s benefit — a monthly payment for a child of a deceased contributor. The deceased contributor must have made sufficient contributions to the CPP.

A child can be paid a maximum of two children’s benefits.

Do you qualify?

The child must be either under age 18, or age 18 to 25 and in full-time or part-time attendance at a recognized school or university. The child must also be:

• The natural child of the contributor
• A child adopted “legally” or “in fact” by the contributor while under age 21
• A child “legally” or “in fact” living with and under the contributor’s decision-making responsibility while under age 21

A child may be eligible if the parent or guardian is receiving a CPP disability benefit, or has died and met the CPP contributory requirements for a CPP death benefit. If the child is age 18 to 25, they must be in school to receive a children’s benefit.

Note: If the disabled contributor is over the age of 65 and the child stops attending school, the child’s eligibility to the disabled contributor’s child’s benefit ends.

Learn more: https://www.canada.ca/en/services/benefits/publicpensions/cpp/cpp-childrens-benefit.html

Downloadable form (ISP1402): https://catalogue.servicecanada.gc.ca/content/EForms/en/Detail.html?Form=ISP1402